Clifton Hill Dental
Dr Nick Malamas
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Using Your Superannuation for Dental Care: A Guide to SuperCare for Clifton Hill Dental

August 23, 2024
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Posted By: Dr Nick Malamas
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Did you know that you can apply for the early release of your superannuation to cover the costs of dental surgery or orthodontics? Through SuperCare, patients can access your super to pay for their dental treatment and treatments for their partners or children. Let's explore how SuperCare can help make essential dental procedures more affordable.

What Is SuperCare?

SuperCare is a unique service that assists patients in applying for the early release of their superannuation to fund necessary dental treatments. Whether you're facing major dental surgery, orthodontic treatment or even a routine procedure you can't afford out-of-pocket, SuperCare can help you access your superannuation funds to cover these costs. This option can provide significant financial relief, allowing you to prioritise your oral health without the burden of upfront expenses.

Why Use SuperCare?

Dental procedures, especially those complex or requiring surgery, can be extremely costly. SuperCare offers a way to manage these expenses by helping you tap into your superannuation savings. Instead of postponing critical dental care due to financial constraints, SuperCare enables you to access your super to ensure you and your family receive the treatments you need when you need them.

What Dental Treatments Can SuperCare Cover?

SuperCare can facilitate funding for a wide range of dental procedures, including:

1. Comprehensive Orthodontic Treatment

Orthodontic treatments, such as braces or clear aligners, do more than enhance your smile—they also play a vital role in correcting bite issues, misalignment and other dental health concerns. With SuperCare, you can fund these treatments and ensure that the aesthetic and health benefits are within your reach.

2. Dental Implant Services

Losing a tooth can be traumatic and stressful. Fortunately, dental implants offer a permanent solution to replace missing teeth as they restore both function and appearance. Although dental implants can be expensive, SuperCare can allow you to use your superannuation to cover the cost. 

3. General Dentistry

Routine dental care, including check-ups, cleanings, fillings and extractions, is essential for oral health. However, even general dentistry can add up, particularly if you require more extensive work like root canals, dentures or gum disease treatment. SuperCare can be used to fund these general dentistry needs, making it easier for you to stay on top of your dental health without financial stress.

4. Root Canal Treatment

Root canals are necessary when the pulp inside a tooth becomes infected or damaged. This procedure can save the tooth and prevent further complications, but it's often associated with a high cost, mainly depending on the tooth involved and the case's complexity. With SuperCare, you can access your superannuation to cover the costs of root canal treatment, ensuring you can afford this critical care when you need it most.

5. Dental Crowns

Dental crowns can protect and restore teeth that decay, cracks or other issues have damaged. They seal the tooth to prevent further deterioration and can save you from more severe dental problems down the line. SuperCare makes it possible to fund this important treatment using your superannuation.

6. Oral and Maxillofacial Surgery

Oral and maxillofacial surgery involves treating a wide range of conditions affecting the mouth, jaw and face, including trauma, congenital disabilities and diseases. These surgeries are often complex and expensive, requiring specialised care. SuperCare can facilitate the release of your superannuation to cover the costs associated with these surgeries so you can focus on recovery instead of financial stress.

How Does SuperCare Work?

The process of accessing your superannuation for dental treatments through SuperCare is straightforward. Here's how it works:

  • Consultation — First, consult with your dentist at Clifton Hill Dental to discuss the necessary treatment and obtain a cost estimate.
  • SuperCare Application — Contact SuperCare to begin the application process. They will assist you in gathering the required documentation and submitting your application for early release of superannuation.
  • Approval and Payment — Once the Australian Taxation Office (ATO) approves your application, they will release funds to cover the cost of your dental treatment. Depending on your needs, you can choose to fund the entire procedure or just a portion.
  • Proceed with Treatment — Once the financial aspect is taken care of, you can proceed with your dental treatment without delay.

Looking for SuperCare in Clifton Hill, VIC?

At Clifton Hill Dental, we're here to help you navigate the process and provide expert care tailored to your needs. We invite you to contact us today to learn more about how SuperCare can make your dental treatment more affordable and accessible. You can call us at (03) 9482 6263 or book a consultation online

 

Disclaimer: The information throughout this site is not intended to be taken as medical advice.